Bergen County Underinsured Motorist attorney
New Jersey is a state that requires personal injury protection (PIP) insurance for all motorists. It is no secret that New Jersey has the highest auto insurance rates in the country. So insurance brokers sell what is cheapest to customers, but not necessarily what is best.
Accidents caused by uninsured and underinsured motorists are all too common. Many people choose to purchase additional protection under their own insurance policies. If you have been hurt by someone with inadequate coverage to pay for your medical treatment, you may need a skilled attorney to help you collect maximum benefits from your own carrier.
What to do? Contact The Law Offices of Christopher J. Metcalfe, LLC, to talk with an experienced personal injury lawyer, who will review your policy and explain New Jersey's uninsured/underinsured motorist law and your options for financial recovery.
If Your Insurance Company Denies Your Claim
Uninsured motorist coverage is important if you are hit by a driver who has no insurance, or if you are involved in an accident with a hit-and-run driver. If the driver is unknown, there is no way to bring a claim against his or her insurance company, so you will need to bring a claim to your own company.
Uninsured and underinsured motorist claims can be brought forward in auto accident and truck accident cases, in motorcycle accidents and in pedestrian and bike accident cases. Covering medical bills is one thing, but you may be able to recover damages for pain and suffering as well.
We won't know until we talk.
Clients in Bergen County, Hudson County and Passaic County needing an attorney who will fight for the rights of injured people should call Christopher J. Metcalfe at 201-460-3444 or contact the law office online.
